Fintech
Payments · Risk · Ledgers
Payments, settlement, accounts and risk. Consistent, auditable money movement built under regulatory and compliance constraints.
NORTHARC · PRODUCT ENGINEERING
NORTHARC is a product engineering company. We partner with founders and growth-stage companies to build and evolve digital products built for scale — fintech, AI & data, consumer apps, enterprise platforms and connected hardware.
01 — DOMAINS
Not "anything you need". We work only in domains we understand well, because good engineering judgment comes from understanding the business.
Payments · Risk · Ledgers
Payments, settlement, accounts and risk. Consistent, auditable money movement built under regulatory and compliance constraints.
Scale · Growth · Content
Consumer products and commerce systems for millions of users: transactions, membership, growth and content, designed for concurrency and fast iteration.
LLM · Pipelines · Metrics
Turning large models and data capabilities into reliable products: knowledge assistants, workflow automation, real-time pipelines and metric systems.
SaaS · Middle office
Multi-tenant SaaS, business platforms and internal systems, with permissions, audit and integrations as the skeleton for long-term evolution.
IoT · OTA · Rules
Device onboarding, firmware OTA, rule engines and fleet monitoring. Cloud and apps that live up to the hardware.
Markets · Payments · Compliance
Multi-market, multi-language, multi-currency and local compliance. We handle payments, tax, privacy and app-store differences for products entering new markets.
02 — STANDARDS
Mandatory code review and static analysis. No exceptions.
Reproducible builds, staged rollouts, rollback at any time.
Encryption, audit logs and least privilege are in the architecture from day one.
Every screen ships with measurable performance and accessibility targets.
03 — SELECTED WORK
Anonymised blueprints and interfaces showing how we approach scale, compliance and complex business logic across domains.
Fintech · Platform
Multi-currency accounts, real-time settlement and reconciliation, KYC/AML risk engine and a complete audit trail — consistent money movement under regulation.
AI & Data · SaaS
LLM knowledge assistant and workflow automation with enterprise permissions, traceable citations and multi-tenant isolation.
Consumer · App
Content community, personalised recommendation and a growth system — native iOS / Android architecture designed for concurrency and weekly releases.
Enterprise · Data
Real-time pipelines, a unified metric layer and operating dashboards, so the whole organisation decides on the same numbers.
Hardware · Cloud
Million-device onboarding, staged firmware OTA, rule engine and fleet monitoring — the full path from device to cloud.
Commerce · Platform
Membership, marketing and order platform for thousand-store chains, connecting mini programs, stores and back office so one action applies everywhere.
04 — ENGAGEMENT
Products at different stages need different relationships. We run only a few engagements at a time so each one gets the core team's full attention.
01
Zero to one. We define the problem with you, validate the approach, then design and ship the first scalable version.
Forstartups and new business lines with a clear direction that need a complete product engineering team.
02
Defined scope, fixed timeline and budget. For a new product line, a platform rebuild or a critical technical upgrade.
Forgrowth-stage companies with an existing product and team that need a complex delivery done on time.
03
A long-term embedded team, planning the roadmap quarterly, evolving the product and owning technical decisions.
Forcompanies that need sustained senior engineering capacity rather than a one-off project.
05 — PLATFORMS
06 — POINT OF VIEW
No outsourcing without product judgment. We help define the problem, not just execute the spec.
Performance, security and accessibility are defaults, not add-ons.
Scale is designed. We architect for the millionth user on day one.
07 — ABOUT
NORTHARC (北弧) is a product engineering company. "North" is certainty of direction; "Arc" is the line between engineering and aesthetics. We are senior engineers and product designers who run only a few engagements at a time, with core members owning each one end to end — from the first conversation to every release after launch.
The people who assess your project are the people who design and build it.
One team owns everything from problem definition to implementation.
Bilingual collaboration, fluent in the platform, payment and compliance differences between China and international markets.
08 — CONTACT
Tell us what you are building, who it is for and where you are today. We reply within two business days and set up a 30-minute call.